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- Make a Commitment to Care for your Trees. Trees can help reduce global warming
by absorbing carbon dioxide from our atmosphere. Trees also increase property values and beautify our surroundings. Our world
needs trees and our future depends on their survival.
- Hire a licensed tree expert. The State of Maryland requires a tree service to have
a license to perform tree pruning or removal. Beware of companies knocking on your door randomly, for they are not usually
insured or licensed
- Tree companies must carry liability insurance that covers any damages to property or bodily injury. Workman’s
compensation must be available for the crew workers. A consumer should request a certificate of insurance from the company’s
insurance company. Without proper insurance, the consumer and their homeowner’s insurance are responsible for all repairs
and/or injuries.
- A homeowner is responsible to remove dead branches or dead trees that overhang adjacent properties. If the branch
or tree falls and creates property damage or personal injury, the homeowner can be held liable for neglect.
- If a healthy tree or branches fall
during a storm from your property into your neighbor’s property, you are not considered negligent. The homeowner’s
insurance applies the following guidelines in this circumstance. The fallen tree or branch is due to an act of nature that
could not have been prevented. Your neighbor’s homeowner’s insurance is responsible for clean up and repairs to
their property. Your homeowner’s insurance will cover clean up and repairs to your property.
- If a tree is struck by lightning, it
can be pruned and fertilized or removed due to the extent of the damages. Your homeowner’s insurance usually will pay
$500 towards the pruning or removal of the lightning struck tree.
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